Self Certified Mortgages

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Glossary

Flexible Mortgages
A type of mortgage or remortgage where you can make extra payments and even under payments without paying a charge or penalty.

LTV
A Loan to value. This is the size of the mortgage as a percentage of the property or the price you are paying for the property.

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For the clients who are either self employed or employed people who rely heavily on commissions or bonuses finding it difficult to provide comprehensive proof of income we can offer our clients a mortgage to purchase a home or re-mortgage their existing home.

We offer self certification mortgages from the whole of the market to a maximum of 80% for employed and self employed to certify the annual income without the documented proof such as accounts or wage slips.

We can also work on the bases of true self certification (no income checks and a reasonable assessment of certified income) real self-cert.

Our only charge is a nominal administration fee payable on application - why pay up to 6% Brokers Fee.

Discuss your financial requirements with the experts

Give us a call on 08000 352 351, fill out an online application form or email us at info@jskmortgages.co.uk. All enquiries are treated in the strictest confidence.

Your home may be repossessed if you do not keep up repayments on your mortgage.